COVID: Biden orders insurers to cover 8 free home tests per month per person

Companies must cover eight quick tests per month per person.

Photo: Polina Tankilevitch / Pexels

The Government of the President of the United States, Joe Biden, has ordered private insurers to cover eight covid-19 home tests per month per person for free Starting next January 15, the White House reported this Monday.

According to a statement, thanks to this measure, those individuals with private health insurance or a group policy who acquire a rapid covid-19 test, authorized by the United States Food and Drug Administration (FDA), will have covered the full cost of the test.

The Government explained that companies will have to cover eight rapid tests per month per person, so a family of four who are all under the same policy should have access to 32 free home covid tests.

The White House added that the limit of eight will not exist for those individuals who take the test under a medical prescription, so they can take all the tests they need as long as their doctor asks them to do so.

The Executive explained that the measure is part of the efforts to expand access to rapid tests in the country.

Basically, any insured person will be able to buy a covid home test from Saturday, either online or in pharmacies or establishments authorized to sell them, and receive the amount of its cost either in advance or later from their insurer.

In that sense, the Biden Administration affirmed that it is encouraging insurance companies to allow people to purchase the tests in a series of pharmacies and specific establishments so that they do not have to pay out of their own pocket and then claim the money from the insurer.

The White House indicated that in this case the companies would cover the cost of the home tests in advance, saving consumers the hassle of later having to request a refund.

If the person prefers to acquire the test in a pharmacy or establishment other than the one chosen by the insurer, the Government establishes that the company must in that case reimburse the amount of the test, which cannot exceed 12 dollars.

The Government recalled that, beyond private insurers, it has required state Medicaid programs, which offers health coverage to the poorest, and the Children’s Health Insurance (CHIP) to cover home tests without requiring a copayment.

Biden announced last December that it was purchasing 500 million home tests for covid-19., was going to reinforce the personnel in the hospitals and expand the vaccination sites, as part of the strategy to contain the impact of the omicron variant.

These tests, which will be free, can be requested online through a website that will be enabled by the Executive and on which details will be offered later this week, White House spokeswoman Jen Psaki said on Monday in her conference. daily press.

Psaki also added that they hope that the Americans will be able to start requesting these tests online later this month.

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